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GENERAL CONDITIONS OF USE AND SALE
RELATED TO FINANCIAL TRANSACTIONS
 
Independence
As the independence and security of payment transactions is one of our priorities, Société Générale will ensure the security of your payments via the payment interface SogeCommerce, one of the world leaders in payment security online.
 
A simple and intuitive solution allowing you to use several types of bank cards safely.
 
SogeCommerce complies with the security requirements of the CB, Visa and Mastercard networks. The solution integrates the 3DSecure device and offers numerous security tools.
 
More than 80 criteria (origin of the card, product code, amount, etc.) have been set up to effectively combat the risk of fraud and unpaid bills.
 
The site using the HTTPS protocol guarantees that, all information is encrypted, via asymmetric encryption, materialized by a green padlock, which makes your exchanges completely secure.
 
Financial transactions
Financial transactions relating to the payment of goods via the site are entrusted to the payment service, which ensures their smooth running and security.
 
The company does not intervene in these transactions which are carried out under the sole responsibility of the payment service.
It does not have access to or knowledge of the bank details of consumers.
 
HTTPS secure site
Literally "secure hypertext transfer protocol" is the combination of HTTP with an encryption layer like SSL or TLS.
HTTPS allows visitors to verify the identity of the website they are accessing, using an authentication certificate issued by a third-party authority, deemed reliable (and generally part of the white list of internet browsers).
 
It guarantees the confidentiality and integrity of the data sent by the user (in particular the information entered in the forms) and received from the server. It can be used to validate the identity of the visitor, if he also uses a client authentication certificate.
 
HTTPS is generally used for online financial transactions: electronic commerce, online banking, online brokerage, etc. It is also used for consulting private data, such as e-mail, for example.
 
3D Secure
3-D Secure is a secure Internet payment protocol. Deployed under the trade names “Verified By Visa” and “MasterCard SecureCode”, 3-D Secure was developed by Visa and MasterCard limiting the risks of fraud on the Internet, linked to the fraudulent use of payment card numbers. Its purpose is to ensure, during each online payment, that the card is used by its real holder.
In the event that both the merchant and the bank of the card holder are equipped, an additional step takes place at the time of payment. In addition to the bank card number, the card expiration date and the three digits of the security code (printed on the back of the card), the user may need to enter a password, date of birth or a dynamic code for single use.

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